Okay, Stephen's question is up next.

He says, I happen to have the ear of the person currently researching possible new 401k provider options.

Hey!

What are the bullet points I can give him to make sure he picks a good one.

So it does sound like a good opportunity here.

What should he say?

Oh, you're really good at that stuff.

Yeah, so it's great.

You're looking at, I want to read the very first part

because I want to make sure I get my language right.

Read the very first part. I have the ear of the person who's currently researching possible

new 401k provider options for the workplace.

So there's two things, like here's where my mind immediately goes.

Okay, they're looking for a new provider so one of the things you can immediately think is one thing we want this

401k to have is amazing investment options. We want a really robust lineup of good

low-cost investments. I want some solid index funds in there, but I also want

index funds across a number of different asset classes, maybe a U.S.

large cap index, maybe an international index, maybe a small cap, maybe I want real estate,

maybe I want fixed income, you want to think about a number of different asset classes to get you access to.

But maybe you say, you know, our workforce, they might not know as much about investing

and even though I love the money I show, they might not love the money I show.

Hey, employer, what would you think about putting in some target retirement index funds?

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