This is the Ramsey Call of the Day, part of the Ramsey Network.

Let's kick off this hour with our friend Matthew Cross, across the line there over in Canada, Yonder

Ways.

Matthew Cross?

Across the line. Across the line. Across the country.

There's no pond there, so I had to say line. I didn't know how to say it. Matthew, welcome to the show.

I'm sorry that I exist. Hi, how are you guys? We're doing well. How can we help today?

Okay, so before I ask my question, there's a bit of context that I got to give.

So I'm 16 years old. I work full-time, and I do that on a part-time schedule, so I'm doing 12 to

13 hours a day, three to four days a week, because I'm still in school full-time.

Oh, so by part-time, you just mean you're not doing this five days a week? Yeah, yeah, exactly. I was like,

what kind of life hack is this? So you're working full-time, part-time? Yeah, but I got it. But anyway,

I pay for most of my own stuff. I bought my own car. I pay for my insurance, my gas, my phone plan,

a lot of my own food, even especially on the days where I'm working. And on top of this, my parents

have decided that it's fair to charge 15% of my income as a rent or tax or whatever you

want to call it. Now, you guys are smarter than me. You don't have anything in this. So I'd like to

know whether or not you think that's fair or I'm just overreacting and thinking that it isn't.

So how much do they want to charge you?

It's 15% of my income.

So this month it'll be close to $500.

And you're 16?

16.

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