DAY

Live from the headquarters of Ramsey Solutions, broadcasting from the BODS moving and

stories studio it's the Ramsey show where we help people build wealth do work

they love and create amazing relationships I'm here with my good friend Dr. John

Deloney and we're taking your call at AAA 825-5225. Let's kick off this hour

with our friend Matthew Cross across the line there over in Canada

Yonderway, Matthew Cross across the line across the country there's no pawn

there so I had to say line I didn't know how to say it Matthew welcome to the

show I'm sorry that I exist we're doing well how can we help today okay so

before I ask my question there's a bit of context that I got again hit I'm 16

years old I work full-time and I do that on a part-time schedule so I'm doing

12 to 13 hours a day three to four days a week because I'm still in school

full-time oh so by part time you just mean you're not doing this five days a

week yeah yeah okay I was like what kind of life hack is this if you're working

full-time part-time yeah but I got but anyway I pay for most of my own stuff I

bought my own car I pay for my insurance my dad my phone plan a lot of my own

food even especially on the days where I'm working and on top of this my

friends have decided that it's fair to charge 15% of my income as a rent or

tax or whatever you want to call it no you guys are smarter than me you don't

have anything in in this so I'd like to know whether or not you think that's

fair or I'm just overreacting and thinking that it isn't so how much do they

want to charge you it's 15% of my income so this month it'll be close to

...