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Tina joins us in Jacksonville Florida Tina what's going on

hey thank you for having me on the call

so we were just starting the program my husband and I and I threw a very bad

series of mistakes with car trade, car trade, car trade,

and now infuse negative equity.

And my husband and I talked about it, and we are willing to do whatever it has to take to,

you know, we're going to sell the car.

We found a dealership that's willing to buy it, but we've got to cover the negative equity.

So I tried to take out a signature loan through my credit union, and we were declined.

So now it's like, what do I do?

What's my next step?

Do I try to divvied up amongst credit cards?

Do I just bite the bullet and pay off this car?

Do I try and take a home equity loan?

Where do I go? Well, any option that involves moving the debt to other debt, I hate that I have to tell you this, is not going to solve your problem.

Think about it like this. You have a bullet wound in one in your foot. Shooting any other part of your body will not fix that bullet wound in your foot.

So you got it?

So here's the options you have that don't involve debt.

Number one is you guys save up the difference that you owe and then sell it so you can

cover the full amount that's owed. Or you said you got declined at that credit union. Have you

tried others? Did they tell you the reason? Is it due to your credit score?

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