I Know I’m Coast FIRE… So Why Can’t I Slow Down?

Marriage Kids and Money: Personal Finance for Families

Andy Hill

Investing, Business, Kids & Family, Parenting

4.9 • 604 Ratings

🗓️ 6 May 2026

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

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Summary

Have you reached Coast FIRE (Coast to Financial Independence and Relax Early)… but still can’t bring yourself to slow down? Today’s listener, Chris, is in that exact spot. At 36 years old with $860,000 invested, two young kids, and a strong financial foundation, he’s done the math. He knows he’s on track. But mentally, he can’t shake the feeling that if he stops investing, he’s falling behind. In this episode, we break down a 5-step approach to confidently step into Coast FIRE and start reclaiming your time today: • Why this isn’t a math problem — it’s a belief problem • How to validate your Coast FIRE number • The mindset shift from money investing → time investing • Why you don’t have to stop… just step down • How to use your financial freedom to improve your family life now Then, in the second half of the episode, we are joined by financial planner and author Jamie Bosse to discuss how to raise financially confident kids: • When to start teaching kids about money • Simple ways to introduce investing to tweens and teens • The best account options for kids (UTMA, Roth IRA, 529s & more) • How to guide kids away from speculation and toward long-term investing If you’ve ever thought, “I know I have enough… but I can’t slow down,” or you want to raise financially savvy kids — this episode is for you. 📘 Investing for Tweens by Jamie Bossehttps://amzn.to/41Q4lev 📘 Own Your Time by Andy Hillhttps://marriagekidsandmoney.com/book 🎤 Leave a question for the showhttps://marriagekidsandmoney.com/voicemail Instagram: @marriagekidsandmoney LinkedIn: @AndyHillMKM Podcast Credits: Host: Andy Hill Guest: Jamie Bosse Editor: Johnny Sohl Podcast Support: Michelle Ahmed Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This episode is sponsored by my new book, Own Your Time. I wrote it for parents who are doing
0:04.3	everything right on paper, but still feel stretched thin. Own your time gives you a clear path
0:09.4	to take back control of your money, your work, and your family time. Find it on Amazon or
0:14.6	Barnes & Noble. Own Your Time by Andy Hill. Right now, you're thinking, if I stop investing money, I am falling behind.
0:24.7	But I would like to challenge that.
0:26.7	Because investing isn't just about dollars.
0:29.8	Investing is about resources.
0:32.5	And your most valuable resource is time.
0:46.9	This show is dedicated to helping you, strengthen your family tree, and live financially free.
0:51.6	Welcome to the Marriage Kids of Money podcast, everybody. This is Andy Hill. And today we're going to do two things. First, we'll be reviewing a question from Chris
0:55.1	about achieving Coast Fire and then figuring out how to dial back investing. Second, we'll be
1:01.5	answering a question about how to get our tweens and teens into investing the smart way.
1:07.6	Our new friend Jamie Bossy, author of Investing for Teens, Learn Essential Financial Skills
1:12.7	to Achieve Your Money Goals, will be here to help us out. All right, let's jump into Today Show.
1:20.0	This question comes in from Chris, and I'm going to read it because he put it together really
1:25.4	well. Chris says,
1:30.6	Hey, Eddie, I've recently stumbled on your content.
1:32.1	Thanks for stumbling on the content, man.
1:32.6	Appreciate it.
1:37.8	I'm slowly migrating over from the Choose FI and Stacking Benjamin's world.
1:42.0	What are your best recommendations for someone making the jump to Coastfire?
1:47.4	Wife and I are both 36. We we have 860,000 in investments and small cash we have two small children to and four right now we
	...

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