It's Tuesday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Rachel Cruz.

All right, Yolanda is with us in San Diego.

Hey, Yolanda, how are you?

I'm fine.

I'm very nervous, but thank you for taking my call.

Sure. How can we help?

This is an estate-related question. Just some background. I'm in Baby Step 2, and I've been going

really hard at my debt. But prior to me joining your program and my brother, actually, before he passed away a year ago,

had always, every time I saw him while he was ill, was telling me about this land, acres of land that we had in Louisiana.

And he was like, you can't let this land go to waste.

You have to take care of this land.

He had learned that my grandfather's land had oil being drilled on it,

of which oil royalties could be collected.

It's also classified as timberland.

And I think it looks like it's over 40 acres.

And so he passed away and it has been put heavy on my heart to go ahead and delve into

this situation.

So I've done some research.

I found out that the land is in my grandfather's name who passed away back in 1982.

And since then my father passed away in 2011.

And then my brother, like I said, he passed away in 2019.

...