I Just Discovered We're $172,000 In Debt!

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 23 September 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.7	So recently I found out this past weekend how much we actually have in debt with credit
0:12.4	cards and the personal loan. Recently you started watching your stuff and we had not been
0:19.5	doing finances together. He paid some, I pay some.
0:22.2	But after learning a little bit, we joined finances, and that's when I discovered all this debt.
0:28.0	Wow, I'm so honored.
0:29.7	I'm happy for you guys that you're doing this.
0:32.0	I'm sorry you found that you're in a hole, but you can get out.
0:34.8	This is awesome.
0:35.4	How much debt did you find?
0:37.7	$50,000 in credit cards and and 12,000 in the personal loan. Okay, very cool. So, 62,000.
0:44.5	What was the credit card debt yours and his and just combined its 50, or was it all his,
0:50.6	all yours? Um, 99.9% his. Okay.
0:55.0	Okay.
0:56.0	But he used the cards for utilities and groceries for poor household items.
1:01.0	Yeah, I got you.
1:02.0	Okay.
1:03.0	And what's your household income?
1:05.0	He makes $101,000 a year.
1:09.0	I make $21,000. Okay. So okay so 122 that's good very good no car debt
1:15.5	uh two cars debt and they're upside down so that's not a good situation either oh so this isn't
1:22.1	your only debt so how much do you owe on the cars uh one car is 45,000.
	...

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