I Have More Than My Fiancée, Do I Need A Prenup?

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 31 May 2026

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	So I'm 26 and I'm looking to get engaged here soon, but my girlfriend and I have very different
0:14.1	networks and I was curious what or how you would look at setting up a pre-up.
0:19.0	What does very different net worth mean?
0:22.6	Okay.
0:23.6	So I was very blessed.
0:25.6	My grandparents did very well.
0:28.6	I have about $550,000 paid for a house, about $50,000 in a truck.
0:36.6	I also have about 135 between my 401k and my various accounts.
0:43.0	I also have 350K in leftover in a college fund.
0:48.4	She is currently in PA school, and she will be coming out of school with about 120 to 150,000 in debt.
0:59.0	What do you make?
1:00.0	I make about 100, well, I'm in sales, so 120 to 150 a year.
1:06.0	Okay.
1:07.0	And she will be making about a hundred and
1:10.0	if I were in your shoes, I would get so comfortable with this lady in order to marry her
1:15.8	that I don't need a pre-nup.
1:17.7	You don't have enough net worth to fool with it.
1:22.1	Okay.
1:24.2	If you can't get $600,000 worth of comfortable with somebody, you don't need to marry them.
1:30.1	Okay.
1:30.7	If you had $60 million from your grandparents, we'll talk about a pre-mup.
	...

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