"I Have a 14% Car Loan - What Should I Do?"
Money Guy Show
Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors
4.7 • 3.1K Ratings
🗓️ 3 April 2023
⏱️ 27 minutes
🧾️ Download transcript
Summary
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Next up we've got a question from Joshua. |
| 0:09.3 | We're going to go back to rebalancing for a moment. |
| 0:12.5 | He says while following a glide path, does it make sense to rebalance particular asset |
| 0:17.2 | locations into different asset types? |
| 0:20.2 | For example, moving a Roth to a gross growth assets, for example. |
| 0:25.5 | While keeping the glide path mixed. |
| 0:27.9 | That makes sense. |
| 0:28.9 | There was a lot of detail in there. |
| 0:29.9 | Yeah. |
| 0:30.9 | In a word, Joshua, yes, absolutely. |
| 0:35.7 | I'll talk a little about what asset location is that he's talking about. |
| 0:38.7 | He said, okay, when I rebalance, when I think about mixing up my mix, is it just okay? |
| 0:43.7 | I have my Roth IRA is 6040, my 401K is 6040, my taxable account is 6040. |
| 0:49.2 | Well, that is a way to do it. |
| 0:51.6 | That may not be the most optimal way to do it. |
| 0:54.4 | What you might want to think about is that each one of those three different account |
| 0:57.3 | types are taxed differently. |
| 0:59.2 | You want different things to happen inside of them. |
| 1:02.6 | You want your growth assets to live inside of your Roth. |
| 1:05.8 | You want your qualified capital gain or capital appreciation assets to live in your taxable |
| 1:10.8 | account. |
| 1:11.8 | You want your ordinary income assets, your alternatives, your fixed income, to live inside of your |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

