I Have 4 Degrees And $260,000 In Student Loan Debt

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 18 November 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	I am in total $628,000 in debt. I have a home that I purchased a little over a year ago for $335,000.
0:16.0	I have student loan debt of $260,000 and I have credit card debt for $33,000.
0:24.4	I had two jobs at one point.
0:27.1	My second job, I no longer worked as of six months ago, so now I'm just using my primary
0:32.2	income, and I was trying to figure out the quickest way to pay this debt down.
0:37.6	Things are getting tough, which we paying the minimum amount of credit cards.
0:41.0	$260,000 in student loan to.
0:43.1	Are you a doctor or a lawyer?
0:46.1	I'm in the legal profession, close to a lawyer, but not.
0:49.5	I do legal research for lawyers.
0:52.5	What'd you spend $260,000 to become? I have four degrees. In what? I have a
1:01.3	associate's degree in biological science. I have a bachelor's degree in English. I have a
1:08.1	master's degree in library science, and I have a second master's in intellectual property law, which is a law degree.
1:17.2	So that's where all the debt came from.
1:21.1	Is that not a master's in jurisprudence?
1:23.1	Can you set for the bar?
1:24.7	Yes.
1:25.4	Huh?
1:28.0	I'm not sure.
1:28.9	I haven't done that research on that.
1:31.2	It's like law school, right?
	...

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