I Have $100K in Debt at 76 Years Old

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 4 November 2022

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel, & Kristina Ellis. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is the Ramsey Call of the Day, part of the Ramsey Network.
0:10.8	Rick joins us up next in Ann Arbor, Michigan.
0:13.5	Rick, welcome to the show.
0:15.0	Oh, thank you so much for having me on.
0:18.1	I listen to your show all the time, and I also look at his daughter's YouTube.
0:24.1	Oh, yeah, Rachel Prucho.
0:26.1	Well, thank you so much, Rick.
0:27.4	How can we help today?
0:29.9	I've been a fan for many years.
0:31.6	My daughter recommended you a number of years ago, so he helped her too.
0:35.5	Anyways, I'm 76 years old, and I'm $97,000 in debt.
0:42.0	My income is $4,000.
0:46.1	Okay.
0:46.8	Where does the income come from?
0:49.8	Two from mine and my wife's Social Security and her retirement pension.
0:56.1	Okay, and that adds up to $4,000 a month.
0:59.0	Yeah, and she's been working part-time, and I've been trying to work part-time.
1:04.4	So our total expenses are a little over $10,000 a month.
1:08.8	Total expenses?
1:09.9	What is that coming from? The debt interest? Credit card,000 a month. Total expenses? What is that coming from?
1:11.1	The debt interest?
1:13.5	Credit card.
	...

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