I Had To Kick This Dipsh*t Off Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 23 April 2025

⏱️ 87 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

I had to kick him off... and then the producers come in and tell me even *MORE* - texes, mug throwing, ENDLESS BS!!!! Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW* ▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer ▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: *FINANAL LOW PRICE CHANCE* 1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/ 2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget 3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ 6. Get your own free Hammer Financial Score: https://www.calebhammer.com ___________________________________________ ▶RESOURCES 1. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. 3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 10. Build you own stan store: https://www.stan.store/?ref=CalebHammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Say hello to the next generation of Zendesk AI agents built to deliver resolutions for everyone.
0:05.3	Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of
0:10.5	interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes
0:15.7	of Financial Audit a week earlier, check us out on YouTube. You're not willing to admit once
0:19.9	when you might be wrong, because right now, it's nothing but failure. Like everything I've invested in, I've made money on. Like, if you check my Robin Hood account. You can't acknowledge you're wrong. You're an absolute dumb fuck when it comes to all of this. Did you come here and think I was going to stroke your little f***, egotistical, entrepreneurial entrepreneurial I feel like some of it's justified.
0:39.2	You're lost, man.
0:40.5	You're lost.
0:41.4	You need a therapist and a mother that loves you.
0:45.7	Download my new simpler budget app to date and take control of your money once and for
0:50.1	all.
0:50.4	And as an extra limited time only bonus, I will give you a signed version of my budget
0:56.4	friendly cookbook for free when you sign up for simpler budget premium annual.
1:01.7	Hi, my name is Benji. I'm 25 years old from Los Angeles, California, and this is financial
1:07.6	audit. Thanks for coming in, man. I know it's a decent trip there. What are you doing in L.A. for a living? It's an expensive city. Yeah, no, it's rough, but I definitely have a job. I absolutely love working at right now. I definitely have a job. Good. I do. I do have a job if I wouldn't be a little bit of a problem. I kind of do like classic car restoration as well as contracts for the city. It's a little bit of both kind of depending on the day, but mainly the contracts for the city are what brings in the money. It's, we're trying to do a classic car restoration business kind of on the side of it. So it's fun. It's super fun. I'm trying to get trying to get more into the mechanic side of things. You look like the
1:48.0	man, the side of it. So it's fun. It's super fun. I'm trying to get a trying to get more into like the
1:46.3	mechanic side of things. You look like the man version of the alien that makes the clones that
1:51.7	Obi-Wan talk to in episode two. I'm just starting to watch Clone Wars like right now. That's actually
1:57.0	so funny you bring that up. Maybe that's why it's you're converting into one. Okay. So how much do you make in this job? I make 26 an hour. And then depending on... At LA, though, it's so expensive. How many hours a week do you work? I try and get to 40. I kind of struggle getting to 40 right now. I feel like my car has been kind of stopping me from doing that. I just have what? I'm actually like I said I am a mechanic so I've had water pump issues I had to change a
2:23.0	PCD about mechanic. Mm-hmm yeah it still gives you an upper hand. Yeah but it still costs money to
2:28.5	actually get those parts. It does so what's wrong then? What's what what's, it's undrivable sometimes?
2:35.0	Some, yes, actually has been, um, I wouldn't say often, but I've had to borrow my grandma's car. Oh, there you go. So what's the issue then? That one also broke down on me. So, yeah. And your work's not upset of you. You're just like, guy endlessly like, oh, can't come. Oh, can't come. I mean, they're super understanding.
2:51.3	That's the good thing.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Caleb Hammer, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Caleb Hammer and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.