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Hi, I just had a question for you guys needed to know if my plan I know nothing about really you guys is just I'm an idiot or how much of it is I'm an idiot to try to get everything straightened out financially.

Well, don't beat yourself up too much. You don't know us and yet you decided to call us.

So somebody close to you said, Alan, call these guys. Am I getting this right?

Yes, you guys had been referenced to me before by a co-worker over a year ago.

I wrote it off as nothing and then was like, maybe there's something to it.

That tells us actually how desperate you are.

You're like, fine.

A year later.

A year later, I'm desperate.

I'm going to call these clowns and see if they're going to help me.

We'll do our best. We will do our best. Give us a little bit more detail here on the real problem.

All right. So me and my wife are pregnant. Well, I'm not. She is.

Thanks for clarifying that.

Pretty soon. Pretty soon.

I talked to try to file bankruptcy.

That cost over two grand, so I didn't do it.

They estimated me at about $12,000 in debt, and that's including her car.

I don't have one.

You tried to file bankruptcy over 12 grand?

Yeah. No, I told you I don't know what I'm doing. How much of an idiot I am. I don't know.

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