This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. John Deloney.

Marty's with us in Waco.

Hi, Marty.

Welcome to the Ramsey Show.

Yeah, man.

I'm glad I can get a hold of you.

You too. Glad you're here, brother. How can we help?

Yes, so I started listening Thanksgiving last week,

and I'm essentially starting my babysat journey.

Last two years, I've kind of restarted my life twice, and I might have a son that's to be determined,

hopefully by the end of the week. So I'm just trying to, you know, finally get my head straight,

and I mean, I didn't think about this even before,

trying to establish an opportunity. It was getting my head straight and I've been making

strides over the last few years in my life and financial stability is a big thing that

I still need to work on though. When you say you've restarted your life twice over the last couple years, what does that mean?

I guess the long short story is I've been on my own.

I was 12, went to the Marines, and I did it about seven years.

But as soon as I got in the Marines, I essentially went back to just being as frugal and humble as I was before because, you know,

didn't really have any major skill, any formal, formally trained skills I could put on resumes

and everything.

But I finally found a job who was willing to get, uh, that was willing to give me a chance.

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