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I just have a brief question for you guys, and that is I take care of my stepdad, and I myself have no no more debt but he has 13,000

combined between a personal loan from his brother-in-law and credit card debt.

And I've been working on the credit card debt for quite a long time, and I haven't worked on the loan

because I'm trying to get some help from him, and I'm not.

Why are you working on his debts?

Well, originally, when we started living together, it was one of those things where we kind of needed each other in terms of like I didn't have anything.

And I had the job, but he had the place to live and he had a credit card and things kind of, you know, spiraled out of there. We've had life events happen.

I got in a car accident a couple years ago. We had to put the whole thing on the credit card

because we didn't have, the insurance didn't pay out in time. So you technically don't owe these debts.

It's all in his name, but you feel a guilt because it was taken out for your benefit.

That, and he took care of my mother to her dying day, and I told him that I felt like I should do the same for him.

So you feel like there's no legal obligation.

It's a moral obligation and you want to be generous and just pay off his debt.

Yes, I feel that way.

And I'm kind of in the conundrum as well that I need to take care of myself and my daughter.

Yes.

So listen, bro, you don't, I'm saying this in a way that I always want to hold very tightly that we honor our parents, okay?

But their investment in us as kids is not some sort of 401K for them.

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