This is the Ramsey Call of the Day, part of the Ramsey Network.

Today's question comes from Ashley in Virginia.

She says I'm 27 years old and wondering how people my age can ever be able to buy home or save for a wedding.

My fiancé and I will make a combined income of about 150,000, but these things still seem like something that will never be

attainable for people our age. Oh, a lot of negativity here from Ashley. Oh, was me. You make $150,000.

People would, I mean, they would give anything to make $150,000 a year.

So here's my thing, John.

There's something behind this.

Yes.

Number one, there could be a pile of debt to where they're going, well, how am I going to

say for a house?

I mean, I've got $2,500 in payments every month going out to lenders because of my student loan and my car payment. And the other piece of this that I'm seeing is she's probably looking at really nice houses in her parents' neighborhood. And she's looking at weddings that, you know, on Instagram that are probably six-figure weddings. And she's going, how am I going to save up for

these things?

And the truth is you don't.

You go, we're going to do a 10 grand wedding and call it great.

And we're going to DIY the little decor pieces that everyone takes home and then throws away

that you hope they keep forever.

Be honest, John, you've done it. And then we're going to go, what's an actual reasonable condo in our area that we might be able to save up for

for the next three or four years?

Or a one-bedroom apartment or a two-bedroom apartment, right?

Yes, they're overpriced right now.

They're expensive.

...