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The question that I have today is, my husband and I have been married for about 12 and a half years.

We have one eight-year-old child, and back in 2018, I became disabled, and I'm not able to work very much.

My income is roughly $1,000 a month for both myself and I receive a little for my child.

It's a lot on my husband. He is a decent mechanic.

He was in the military for four years and got out.

It was not much money at all. He got out. We quit traveling with the military

and came back home to Georgia. And he went to college to be a decent mechanic. I was in college

to be a surgical technician and, of course, was unable to fulfill those dreams. I have been back to college

trying to finish but it's proven to be very difficult. I've been going back to college

on and off for the last eight years, but just dealing with, you know, the stress of being disabled is tough.

So we have no savings.

We live in a single-wide trailer.

I drive a vehicle that I bought about five years ago for $5,000.

I do not have a car payment.

We don't live beyond our means.

We try to, financially speaking, we try to live you know smart for lack of better words

but we have no savings we've been married for 12 years and lately our trailer

needs a lot of attention probably close to about maybe 30 or 40,000 dollars

worth of work to it which which we can't afford.

We'd have to take out a loan in order to, you know, but it's just, and you know, we go back

and forth about, well, do we take out more loan? Do we take out another loan to try to fix things up?

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