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So I'm in a very, very, very bad spot, and I feel pretty much like nothing at this point.

I took out a, so basically my job, I work at the federal job. I guess I could say it, I work at the United States Postal Service,

and we lost a lot of our package volume, so I knew that I was going to have to come up with some more money somehow,

and stupidly I took on day trading, and I made like $120,000 in three months, but I took out a $60,000

loan to get that. And, um, and, uh, long story short, I ended up losing the money and then I took

out another loan to try and make it back and lost it too. So now I owe like $6,200 a month in expenses and I make like $4,000 and I'm about

to lose my job because I can't afford a delivery vehicle to deliver out of because it's part of

the contract. And I'm freaking out. My girlfriend cheated on me. And I feel like I'm going to lose

her and I feel like a lame excuse for man. And I just don't know what to do anymore.

All right.

Well, first of all, take a deep breath.

I'm glad you called us, and I want to start with the fact that you're not a loser.

You've had some losses, and those losses sting.

But welcome to the human race.

You made some poor decisions. And

really what you did is you made one bad decision. Then you got panicked. And you made another

bad decision to try to bail yourself out. But I got to tell you you're not a loser. And I mean that

from the bottom of my heart. This isn't a pep talk. You're not a loser. Sorry about the girlfriend situation. You'll look back on this many years from now,

and you'll thank God that you didn't go the long haul with her. So you've got two massive

hurts, just absolute, a left hook and a right cross, and you're spinning. So I'm still with her. I'm trying

to figure everything out. Well, we're not going to talk about the relationship part right now. I want to,

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