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Ethan says my wife and I would be best described as Baby Step-ish up until the beginning of this year.

Unfortunately, we always seemed to slip back into debt and I can't figure out why.

We just completed Financial Peace University at our church church but i need help with prioritizing while

we're still in baby step two trying to pay off our consumer debt we've been putting 12% into our

401k because of my company's 100% match we also have seven thousand dollars in a robin hood account

and 10,000 dollars in savings together our income is approximately $150,000 a year. My question,

should I pull the Robin Hood 5K and stop our 401K contributions temporarily? I honestly don't want

to touch the $10,000 in savings. With five children, an aging furnace, and a second vehicle,

Murphy is bound to stop by soon. Ethan, I don't think we can help you.

He've decided to do Ethan's plan. Yeah. And he said he's going to keep doing Ethan's plan.

So, I mean, you know exactly what you're supposed to do and what we teach you to do. And millions

of people have followed exactly what we told you to do.

But for some reason, you, the broke guy, don't think you need to do it.

I don't think we can help you.

You're not willing to be helped.

And they've already been through.

I mean, it's like if I hire a personal trainer who has a six-pack or an eight-pack is ripped like a Greek God.

And I go down there, and I go down there in the gym with my keg, and he's got a six-pack,

my belly sticking out in front of me, and I go, I don't think I agree with your nutrition plan.

I don't think I'm going to do those exercises the way you think they ought to be done.

You know what that is, Ethan? D to be done. You know what that is,

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