I Don’t Think I Can Help You, Dude

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 12 February 2024

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.5	Jacob is with us in Macon, Georgia. Hi, Jacob. Welcome to the Ramsey Show.
0:11.7	Hey, Dave. How you doing? Better than I deserve. What's up?
0:15.9	Well, I went a little bit crazy last year.
0:20.6	Me and my wife jumped on a journey to pay down as much debt as possible.
0:26.0	We paid off $240,000 last year.
0:28.8	Way to go.
0:29.4	But I also spent everything I had in my savings, everything that we had made together.
0:36.6	I mean, I unloaded just about everything
0:38.6	into it. We still got $14,000, you know, between savings and checkings. I got $5,000 in cash.
0:47.6	But I need a tractor to be able to take care of my property. And I know you are 100% against, you know, any kind of financing, but you've tracked
0:57.6	to these days between, you know, 50,000 and 60,000 to be able to have the right size
1:02.3	to do, you know, my property.
1:06.6	So I don't know, you know, is financing okay, especially at 0% for 60 months or?
1:18.3	Yeah, so you went crazy getting out of debt and you know that we tell people not to borrow money, and you called here wanting to finance a tractor.
1:29.5	I just don't know.
1:31.2	Like I said, I think I kind of put myself into a boat.
1:34.1	My property is going to end up taking over.
1:37.1	What do you make a year?
1:40.8	Last year we made $210,000.
1:44.9	I am laid off my job.
1:49.5	And so I'm going off of my wife's income at the moment, and she's a women's health nurse practitioner.
	...

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