"I Don't Think a Mindset Shift Is Going To Help You"

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 29 May 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.7	So recently I have gone to a bit of debt because of online blackjack. And I was curious,
0:14.4	what's the best way to go about a mindset shift and the best way to attack this debt?
0:20.7	It's a lot.
0:21.6	That's a growing, yeah, a growing thing that we're seeing is online,
0:26.6	gambling whether it's sports or not.
0:28.6	How much debt is it?
0:30.6	It's around 13,000 in credit cards.
0:33.6	I also owe 5,000 on a car $2,000 in a personal loan.
0:39.0	Okay. Are you married?
0:42.2	I'm not. I'm single. Okay. How old are you, brother? I am 23. Okay. I don't think a mindset shift is going to help you here.
0:55.0	And I'm going to tell you like I'm biased, okay?
1:00.0	I'm just watching online gambling destroy a generation of men, especially young men.
1:08.0	And when I say destroy, I'm not saying that, I'm not saying that flippantly. It's melting
1:12.9	people. And so I, it used to have to go to Vegas to gamble. You used to have to, it's like you can
1:22.6	just get cocaine in your pocket now, right? And so I would at 23, if you were my friend, if you were my son,
1:31.0	I would tell you to go see, go to Gamblers Anonymous, go to a meeting and start treating
1:37.7	this as seriously as I think you should. Yeah, no, I've definitely had a lot of family and friends be there for me, but they're not experts.
1:48.0	Yeah.
1:49.0	They keep telling me the same thing.
1:51.0	Yeah. And if those closest to you love you enough to say, hey, you need to go see somebody
1:56.0	or you need to go get a handle on this thing, then let them love you in that way.
	...

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