4.6 • 682 Ratings
🗓️ 2 July 2024
⏱️ 8 minutes
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0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
0:06.6 | I just had a couple questions about how to get out of credit card debt and kind of stay afloat with mine and my husband's fluctuating income. |
0:15.1 | All right. Bring it on. What's going on? |
0:17.9 | So we have $2, $2,300 worth of credit card debt, which is a big hurdle that we have right now. |
0:25.3 | However, it's super hard to pay it off, considering that our incomes fluctuate so much. |
0:31.3 | He could bring home anywhere from $1,600 to $4,000 a month, and I can bring home anywhere from $1,400 to $1,600 a month. |
0:39.8 | What do you all do? |
0:42.1 | He works for a warehouse here in town, but the pay is competitive and it's based off of work. |
0:49.6 | And the attendance bonus can either double or cut your check in half depending on if you were there the entire time or if you had to miss a day for any reason. |
1:00.3 | And I work for UPS. |
1:03.0 | Okay. So if he shows up to work, he'll make $4,000? |
1:08.9 | Yes. So among other things like it's based off of hourly, so it starts at $15 an hour, |
1:15.0 | and the attendance bonus is an extra $5 an hour. |
1:18.3 | So why wouldn't, I don't understand why it's not like school. |
1:22.1 | I mean, just stay there. |
1:24.1 | Why would you lose that? |
1:25.1 | Yeah, well, I mean, for instance, he missed a day a month ago because I had a call 911 for our son. |
1:30.3 | Well, that's different. |
1:31.1 | We've worked to come home out. |
1:32.6 | Yeah, that's not the everyday occurrence, but that's a once in a year or two or five that would happen. |
1:39.1 | Yes, but it still affects the attendance bonus. |
1:42.0 | Okay. |
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