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Hey, Stephen. Welcome to the show.

Hey, good morning. Or good afternoon, guys. How are you?

We're doing great. How can we help?

So I'm kind of in a position. So I'm really just kind of looking for some advice.

So my wife was involved in a car accident about a year,

a year and a half ago. Oh, gosh. Is she okay? Yeah, she ended up being okay. She had some,

she almost had to have some surgeries and everything, and it affected her work. She's a hairstylist,

so she works for herself. She had some hand injuries and things like that. So we incurred some medical bills and some time off work and everything else.

My question is I've got a list of our payments and what our debts are.

And we're expecting to get about $22,750 back in a settlement from that accident.

And I was just wondering, do you guys could help point me in the right direction,

what we should maybe pay off, or we should put it in our savings account and just sit on it

and continue to make our monthly payments, like normal, just kind of what the best

course of action you guys thought would be.

Yeah, it's a good question. Do you guys have any money in savings right now?

Very little. So we actually, we have four kids. One of our kids is disabled. So, you know, it's kind of a, it's a back and forth thing, you know.

Okay. So really nothing in savings. So how much, what's your debt like? Give me like a list of it in the amounts.

Yeah. So our house, we owe about 44,600 on our house. We just incurred a new debt, which we had to buy her a vehicle after the accident. Hers was totaled.

That's real 21,000 on it. Uh, we got a pickup that I,

that I drive. Oh, 17,000 on it. Then we've got a personal loan for about $2,000 and then

somewhere in the neighborhood of five to $5,500 in credit card debt. Oh, Stephen, you're not

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