I Don’t Know How To Stop You From Doing This

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 10 September 2024

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	brought to you by the every dollar app start budgeting for free today i have a question on
0:08.0	what i should do i'm planning on uh building a house on my parents land during the next year or two
0:14.5	and i want to know how to go about it um so i've i've been listening to your show for about four
0:19.6	months now and in that time uh i've been fortunate enough your show for about four months now.
0:26.0	And in that time, I've been fortunate enough, I've paid off about $26,000 in debt.
0:26.8	Good for you. And I'll be debt-free right now in about the next three months.
0:31.6	I should be completely debt-free.
0:34.2	And I want to know, should I...
0:41.1	So I live next to my parents right now in a tiny house that I built last year. So my question is, should I save up for a down payment and get a construction loan
0:48.4	to finance the house? I'm doing a Barn Dominium, one of the Barndo kids, or should I just save up and try to
0:56.4	pay it all out in cash and be able to do it, you know, over the next probably three years to be
1:01.1	able to build the entire thing. I have been in construction for the past 13 years, so I'm,
1:06.9	you know, pretty handy on that stuff. Cool. So you're single? No, no, I'm married.
1:13.2	Okay.
1:13.6	I'm married with one kid and I got one on the way.
1:16.8	Wow.
1:17.3	In a tiny home?
1:18.5	That's impressive.
1:20.8	Yeah.
1:21.1	Or crazy.
1:21.9	I'm not sure which, but yeah.
1:24.0	Yeah, that's also a big factor.
	...

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