I Didn't Know I Had More Student Loans

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 13 December 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	So yeah, I'm calling because I'm in a bit of a situation here with some college loans that I have, some student loans that are, their parent plus loans, though, so they're under my father's name, but I'm the one paying them. There's about
0:24.8	three different loans, they total to about 70K in total, between the three, and they have about
0:31.5	7% interest rate. At the moment, I've been paying about $450 a month on them, but I just did the calculations.
0:39.9	And with the interest rate, it doesn't look like I'm going to be paying them off anytime
0:43.3	soon with that.
0:45.1	So I was just looking for some guidance there on what to do.
0:50.5	All right.
0:50.9	I do have some other debts as well.
0:52.7	Obvious question.
0:53.9	These are these loans your dad took out were for your education.
0:57.0	True or false?
0:58.0	True.
0:59.0	Okay.
1:00.0	And what are you doing for a living?
1:02.0	At the moment, I'm a manager at a Jersey, Mike.
1:05.0	I actually ended up dropping out during COVID.
1:09.0	They wanted me to pay full tuition for online classes, and I was not about that.
1:15.1	What were you in school to do?
1:19.5	Originally, I was a biochem major, and I was planning on a pre-med track, but that first year,
1:26.0	I really did not enjoy it, and I decided, all right,
1:28.5	I'm not going to want to do this the rest of my life.
	...

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