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🗓️ 28 May 2025
⏱️ 6 minutes
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0:00.0 | budgeting was the one part of personal finance that took me i feel like more efforts to get on board |
0:10.8 | with because i'm a natural spender i'm a free spirit and budgeting was always just like a eh |
0:14.9 | but it's been gosh a good 14 years and i have been budgeting consistently. When Winston and I got married, |
0:23.1 | at first we didn't budget, even though I know I should. I grew up knowing you should, but we just |
0:27.9 | didn't. And then about a year in, it was like, okay, we need to start budgeting. And ever since then, |
0:32.3 | I'm not going to say we were perfect at it, but pretty much have done it every single month. Like, |
0:36.3 | it's just been part of our rhythm. |
0:38.3 | And so recently, I decided to introduce a little drama to my life, and I didn't look at the |
0:45.0 | budget for two weeks. Now, some of you are like, Rachel, it's not that big of a deal, but it is |
0:50.6 | for me. And it was fascinating what happened. So, so listen we're going to talk about that in a |
0:55.1 | second but make sure to like subscribe to this channel or share this video with a friend all right |
1:01.0 | so something that happens one of the first things was i overspent on food yep when i was not |
1:07.8 | thinking about the money and i was just trying to live without a budget and like'm like, I'm going to just live my life, do what I want. Of course, our grocery category |
1:15.5 | ended up going like crazy high. I was like, I didn't realize it. And I did Instacart a couple |
1:21.5 | of things, which I usually don't, but I was like, you know what? I'm not going to worry |
1:24.5 | about it. I'm going to just do it because it's convenient. And I'm not going to think about the money I'm spending on it. |
1:28.3 | I'm just going to do it. |
1:29.3 | By the end of it all, we had overspent and blown our food category, |
1:33.1 | which we do sometimes when we stick with the budget, but it's not usually that bad. |
1:36.8 | Number two, my stress level skyrocketed. So I used to be stressed about budgeting back in the day. And now I found myself stressed without a budget because I was thinking like, |
1:48.7 | this is probably too much. |
1:49.8 | Or like, can I do this? |
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