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I had an ex-boyfriend years about five, six years ago, and we got motorcycles. I sold mine,

but we co-signed for each other. That's true love. Yeah, right. But anyway, he hasn't made a payment. I don't care about my credit, but they keep calling and they're like, it's a binding contract. So my question is, what do I do? I haven't seen the bike in over four or five years. I don't know if he's alive or dead. and they came to my house and checked, you know, it ain't there. They went to come repo it and then it wasn't there? Yes. Yeah. Okay. Here's the bad news, Annie. It doesn't matter where that motorcycle is and it doesn't matter if he's dead or alive. you owe that debt that's that is exactly what

co-signing is it's you taking on that debt because they don't trust him to pay and I think

they were wise how much is it okay it's like about $10,000 yikes and what about your bike

have you since paid yours off or what happened the the one that that you guys co-signed together

that you drove? Oh, I sold mine. So yours has been gone. Where are you at financially? Do you have

any other debts? Do you have money and savings? No, I don't have any money in savings. I've been

retired for a year and I'm trying to go back to work right now. so I'm barely making my bills, and I can't afford to

make that. Where's your income coming from? Retirement. Like a 401k, Social Security? No, I work for

TBC. So you have like a pension?

Yes, sir, evidently.

Yes.

Okay.

Yeah.

So what is your monthly income as it stands without you going to work?

Like,600.

And what are your monthly bills that up to?

Um.

More than 1,600.

Tax season is coming up fast, which means a lot of you are paying more attention to your money and maybe realizing the holiday damage.

So if you're trying to clean up the budget and start the year strong, cutting your phone bill is an easy win.

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