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The Ramsey Show Highlights

I Can't Afford The Wedding My Fiancée Is Expecting

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 18 February 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.5

Me and my fiance are getting married. We're just doing a one-on-one ceremony, me and her in about a month.

0:14.1

And we had decided to fund this ourselves, and our budget was around $10,000 to $12,000.

0:23.9

Um, in the initial discussions, I was going to bring X amount of money.

0:28.9

Um, she was going to bring a significant portion.

0:31.5

So I was going to bring around $2,500.

0:33.4

She was going to cover the rest.

0:35.5

Um, when we had this discussion, when we planned this, I had decided, or excuse me, I had

0:42.1

budgeted based on projected income for the month of January and how much margin I would

0:46.5

have on my budget.

0:48.0

That did not come to fruition.

0:50.9

And it's created a strain because I'm not able to contribute the portion that I thought I would be able to.

0:57.0

I'm in a very tight budget right now.

1:00.0

I will follow that up with, I am bringing debt into this marriage.

1:04.0

From the second, we'd even discussed marriage, she's had a full look into my finances. She sees what I spend.

1:12.5

There's nothing hidden. And we have agreed that when we combine our finances when we get married,

1:18.5

that we're going to do that marriage we plan to bring the debt, to attack the debt that I'm

1:22.7

bringing into the marriage. So a couple of things, there is a lot of shame and guilt on my end, too. And on her end,

1:30.1

I think there might be some not necessarily resentment building, but I don't want that to

1:35.6

happen. And yesterday, there was kind of some expression of that. And, uh, well, let me ask,

1:41.1

let me ask a quick question. She's fully aware of your finances, which means she's probably very fully aware of your work and how you get paid, and that sounds like you had no control over this income. So she's disappointed, yes, but does she understand the circumstances by which the money hasn't come in like you thought it would?

2:02.5

Yes, yes, and that's kind of the question.

...

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