I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand.

It's time for some good news. Inflation is falling at the time of this recording

inflation is at 3.2% which is way lower than it was in March of 2022 when it was at 6.5%.

But when you go to the grocery store these days, everything feels way more expensive still and

you think WTF is going on. I thought

inflation was down. Why am I still paying more? That's because none of that

nasty old inflation was a race. To do that we would actually need a deflationary period, which we haven't experienced since 2015 and before that not since 2009.

And yes, inflation has fallen, but it's also true that things are more expensive than they used to be.

This can lead to people feeling like they are just living on that struggle bus and their stop never comes. That's the situation

today's money rehab or finds herself in.

Hey Nicole, my name is Danielle. I'm a dental assistant. I've been doing that for about 24 years I am making $25 an hour I have

a kid in college and a 16 year old boy.

I just wouldn't know how everybody is surviving.

Groceries are expensive.

Everything is just so expensive right now.

And I'm just not making it on $25 an hour.

I am looking for part-time jobs, at the same time you can only work so many hours

in a day before you're completely exhausted. I need help to try to figure out what to do.

Danielle, thank you so much for calling it.

I just want to give you the biggest hug. It is so hard out there. So for a moment I just

want you to try to put all of that aside and picture yourself 10 years from now.

Your kids are out there on their own, they are thriving, maybe one of them has a kid of their own, maybe one of them is making $200,000 a year, maybe both. Whatever their best life is, they are living it. Now, picture yourself. What are you doing? Where are you living? What are you looking forward to? What are you doing for work? What kind

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