I Called 100 Debt Relief Companies: These 2 Will Get You Out of Debt FASTER
The Table with Anthony ONeal
The Neatness Network
4.8 • 2.1K Ratings
🗓️ 15 October 2025
⏱️ 26 minutes
🧾️ Download transcript
Summary
If you're drowning in $20,000, $40,000, or even $80,000+ of debt, this video could change your financial future.
I spent the last YEAR researching over 100 debt relief companies. Most are predators. But I found 2 that are different.
In this video, I'm showing you:
✅ When debt relief makes sense (and when it DESTROYS you)
✅ The 15 questions you MUST ask before signing anything
✅ How Sarah eliminated $45K in debt for only $18K
✅ The brutal truth about what happens to your credit
✅ Why I turned down major money to bring you these options
🔗 GET YOUR FREE DEBT EVALUATION (No Cost, No Commitment):
Freedom or Accredited Debt Relief: https://anthonyoneal.com/debtrelief
⚠️ CRITICAL: Here are the 15 Questions Checklist before your call:
1. What are your total fees, and when do I pay them?
2. Can you give me a written breakdown of all costs in dollar amounts, not percentages?
3. What happens to my money if I drop out of the program?
4. What is your actual completion rate for clients who finish the program?
5. How long will this process take from start to finish?
6. What percentage of debts do you typically settle for?
7. Exactly how will this affect my credit score, and for how long?
8. Will I receive collection calls, and how many should I expect?
9. What are the chances I'll be sued by a creditor during this process?
10. Who controls the settlement account where my money is saved?
11. Can I withdraw my money from the settlement account at any time?
12. How often will I receive updates on my account and negotiations?
13. Are you a member of the American Fair Credit Council (AFCC) or accredited by the IAPDA?
14. What happens if you can't settle one or more of my debts?
15. Can you provide references from clients who completed your program, and what is your Better Business Bureau rating?
📱 CONNECT WITH ME:
Instagram: @AnthonyONeal
Website: AnthonyONeal.com
Podcast: The Table with Anthony O'Neal
ABOUT ANTHONY ONEAL:
Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.
📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com
🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com
Connect With Anthony:
👉 Website: https://www.anthonyoneal.com
📸 Instagram: https://www.instagram.com/anthonyoneal
🎵 TikTok: @_anthonyoneal
FREE TOOLS & RESOURCES:
📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget
🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan
📞 Call In & Be On The Show: (771)-224-8131
TRUSTED PARTNERS:
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Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!
⚠️ GENERAL DISCLAIMER
This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.
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Transcript
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| 0:00.0 | If you're drowning in about $20,000, $40,000 or even $80,000 or more of debt and making minimum payments that's barely touching the principle, today's episode, I believe could change your financial future. |
| 0:18.2 | I've spent the last, I would say, year researching two legitimate debt relief companies, |
| 0:27.3 | freedom debt relief and accredited debt relief. |
| 0:30.5 | And I'm going to show you exactly when debt relief makes sense, when it doesn't, |
| 0:35.8 | because for a lot of people it doesn't and give you 15 questions |
| 0:40.0 | you must ask before signing anything family I get messages every single day from people saying |
| 0:48.5 | Anthony I'm drowning in debt and I don't know what to do by the end this video, you'll know if debt relief is right for your specific situation. |
| 0:59.6 | And if it is, I'll show you how to get a free evaluation. |
| 1:05.7 | I'm going to say it's up front. |
| 1:07.6 | This is why I need you to watch the entire show. |
| 1:10.2 | Because I'm going to show you how to get a free |
| 1:13.5 | valuation what are the 15 questions you need to ask before you pay a dime before you sign any |
| 1:21.6 | paperwork to feel comfortably to do this for yourself so before we talk about the good companies, you need to know |
| 1:31.5 | the brutal truth up front. I've been praying about doing a show on this because |
| 1:36.6 | less than 10% of people who start debt settlement programs actually complete them. |
| 1:47.0 | So Anthony, why are you even doing a show in this? |
| 1:50.0 | Well, those less than 10% of people, so 90% of the people who unfortunately failed, they |
| 1:59.0 | failed because they didn't do the proper research and went with the wrong company. |
| 2:05.0 | So I really want to break down up front. |
| 2:06.9 | How does debt relief actually work? |
| 2:09.8 | Because I need to know the truth up front. |
| 2:12.4 | You stop paying your creditors. |
... |
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