George, off air, you were telling me about this article that they mentioned Dave Ramsey and

tell me about it. Yeah, that's a popular trend, John. I think it gets more clicks and views,

so they just like to be like, I did I do something different than Dave Ramsey and here's why I'm a

genius. I'm like, okay, whatever. So this one, but this one's different. This one is very interesting. This is as close to

saying, I think Dave Ramsey's right as you can get. I break this Dave Ramsey rule every day and I'm

starting to rethink it. That is the title of the article from Chris over at the Motley Fool.

That is like when your husband never, ever, ever, ever helps with the laundry or dishes.

And his response is, well, I'm sorry that your feelings are hurt, right?

As though like my apology is that you have a problem, right?

This is close, man.

This is almost.

So here's their situation.

He says, over the past few years, I've gotten into the habit of using my credit card from nearly all expenses.

I've got a prime visa. It gives me 5% cash back on Amazon and varying levels of cash back on other purchases.

At the end of the year, I have this money for cashback rewards. I put it towards Christmas or vacations or whatever. And he says, using a credit card

almost daily breaks one of the cardinal rules of Dave Ramsey's debt-free living strategy. He recommends

not having a card at all. While that may seem extreme, I get it. I recently lost track of how much

I put on my credit card and was surprised to see the amount. And so it reminded him of how quickly

credit card balance can grow if you're

not paying attention. And I don't know if you've seen the news lately, but we've hit a record,

America. We're number one at a lot of things, and we've hit a wild record of a trillion dollars

in credit card debt alone. So congratulations. So he ends this article saying, looking at my card balance has cost

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