I Bought a House and I'm In Over My Head

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 30 January 2026

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.8	My wife and I, we just got married about a year ago.
0:12.3	We started off really good financially.
0:18.4	We're making a little over 100,000. Well, we kind of racked up some debt.
0:28.0	We bought a new truck. So now we have about $50,000 on that. And then we also bought a nice truck.
0:38.3	It is a nice truck.
0:41.1	But we also got a camper.
0:43.7	Oh, how much is that, Hunter?
0:45.0	We're about 20,000.
0:46.5	20,000 is what we still owe on it.
0:48.6	Okay.
0:50.2	What other debt?
0:52.6	So other than that, the only other debt is we just bought a house about a month ago.
0:57.6	And so now we added that $2,800 payment onto our monthly payments.
1:04.0	And what's your monthly take-home pay?
1:07.4	Monthly take-home pay, it kind of ranges.
1:10.6	It ranges anywhere from, it can be anywhere from
1:14.0	5,000 to roughly about uh I would say about 9 10,000 whoa okay well that would that
1:22.8	would be more than 100,000 if you're if you're fairly consistently getting you know
1:26.5	eight nine grand a month
1:27.7	take home well yeah I mean uh this past two months we've only been taking in about 5,000
	...

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