you

Live from the headquarters of Ramsey Solutions, broadcasting from the pods, movie, and

storage studio, it's the Ramsey Show, where America hangs out to have a conversation

about your life and your money.

I'm your host George Campbell, join this hour by my good friend Ken Coleman, and we're

taking your calls about life, money, work, purpose, career, you name it at this number,

825-525.

Jaren kicks us off in St. Louis, Jaren, welcome to the show.

Thanks for having me.

Absolutely, how can Ken and I help?

Well, we've been trying new life, been trying to do this baby step thing, this is the third

time now we're doing it, we've been bit free two other times, but we're having trouble

this time with condensing all of our money that we're making, all our excess money and

putting it all towards our debts, because now that we've got some extra cash, we know

that we can obviously hear them there and make one dime, oh, so here, maybe a set of

there, and we can't just keep to the budget at all.

So you said you've become debt-free two times, but you keep going back into debt?

Yeah, we didn't do it the hard way we did the easy way with income taxes, our taxes

turned to Todd Goddard debts paid off, and now we're in a bigger debt snowball.

How much debt do you have now?

I don't remember total here and there, but I know it's like auto, we have 28,000 for one

vehicle, 86 for another vehicle, a personal loan, a 54, and then another personal loan,

...