I Actually Hate Him

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 29 April 2024

⏱️ 71 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
0:05.3	Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly.
0:11.9	That's the Zendesk AI effect. Find out more at Zendesk.com.
0:15.1	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:18.4	I am Isaac. I'm from Houston. I'm 21 years old and this is financial audit. Oh, 21. Okay. On the younger side of the show, typically. So what do you do for a living right now? Usually that could be college. That could be... Yeah, so right now I'm going full-time college. Full-time college. Yeah. Okay. What are you studying?
0:56.2	Biotechnology. Where are you going? Okay, cool. And what year are you in? I'm a fourth year, but with credits, I'm a junior. So I'm going to finish in five years. Okay, five years. I know a lot of people that did that. What is it taking you years um so basically in covid i kind of got i fell behind i wasn't really the best that online classes yeah um so yeah i
1:02.9	basically did not pass most of my classes during covid yeah so i had to well now i'm making up for it now
1:10.4	so what's going on with your finances?
1:12.9	Oh, so finances, uh, I put all of my school loan, well, all the school money that I was going to pay on
1:20.4	my credit cards instead of getting the- You put up on your credit cards. Yeah, on my credit cards.
1:25.8	Credit cards are like 30%. Yeah, I didn't know better back then. When? Um, well, I thought I was going to be able to pay credit cards. You look older. I thought you're going to pay them off with what? With what? I had a job. I was getting paid well. What were you doing? When? When?
1:44.3	When was this?
1:45.3	When? This is like 2022. Okay. Yeah. So I was working as a sales rep at a tile store. I was making around three, four grand a month. And you were going to school full time? Yeah. And I was going to school full time. So why are you not doing that anymore? Put it in it's on credit cards.
2:01.9	Yeah.
2:02.9	That's insane.
2:03.6	Student loans, federal student loans. Yeah, and I was going to school full time. So why are you not doing that anymore? Putting it's on credit cards?
2:01.9	Yeah.
2:02.9	That's insane.
2:03.6	Student loans, federal student loans, like on the bad side, start getting to 8%.
2:07.6	Yeah.
2:08.6	The credit cards are like 30%.
2:10.6	It's not this Apple card, is it?
	...

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