The really difficult thing about evaluating and deciding what to do about all the potential risks out there is doing it when you're not that worried about it.

Welcome to the Retirement Answer Man Show. when you're not that worried about it.

Welcome to the Retirement Answer Man's Show. My name is Roger Whitney.

This is the show dedicated to helping you not just survive retirement.

We want you to rock retirement and this is the last episode of

this edition of thinking about long-term care risk. It's definitely one of those risks

that you need to evaluate before it becomes apparent that you're going to have to deal with it.

I think of the markets, I'm sitting here. It's Monday morning the show comes out on

Wednesday and I'm looking at the futures and we're down almost a thousand points on

the markets. That's one reason why I like to do the bare market themes when markets have come off a great year, which we did last month.

Not that I predicted anything, I'm not saying that, but it's good to address potential risks when we are of sound mind and not dealing with them because that

leads to hopefully better decision-making and today what we're going to do on

the show it's a really big show, we have Steve King coming back on to talk about hybrid policies for long-term care.

We have Beach Walker, our head retirement coach in the Rock Retirement Club talking

about some coaching tips around long-term care.

And then we're answering listener questions.

So this is going to be a longer than normal show, but it should be pretty exciting.

We'll get to it right after this message from our sponsor.

So the show is sponsored by the Rock Retirement Club,

and to give you an idea of a few of the things that we do in the club, this Thursday, tomorrow, Steve Kane is coming into the club to do a live meetup with members and what we did was we got illustrations of a

traditional long-term care policy and a hybrid policy the kind of policies that

he's going to share with us today.

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