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All right. Today's question comes from Melody in Virginia. She says, my husband and I are in our early 40s and got married last year.

While we were dating, my husband bought a house for us. I participated in the whole process,

and he paid the down payment and the mortgage until we got married. We have joint accounts.

All that we make goes there, and we treat all income as ours. We worked together to pay off the

debt we brought into the marriage. My husband recently became very ill and agreed to do some

estate planning. I asked him to add me to the house deed and mortgage, but he wants to just

stipulate in his will that the house will be mine if something happens to him. I don't care about

the house itself, but while I made sure to put him as a beneficiary for everything

that is mine, he has friends and family as beneficiaries for what is his. Am I wrong in feeling

off about this whole situation? Yeah. I would definitely feel off about this. The truth is,

okay, so let's talk about the will thing first, because

if you were like, hey, I'm not on the deed and there's no will, that would really be a problem,

just looking at it as that, because I'd say, well, if, especially since you guys bought this

thing before you were married, it could go to probate, depending on what state you're in.

Yeah. And it would take time for it to really iron out and go to you were married, it could go to probate depending on what state you're in. Yeah.

And it would take time for it to really iron out and go to you.

The other thought is, but there is a will.

Then my next thought is like, have you seen the will?

Because I want to see it with my eyeballs on it for real.

Yeah.

So because if not, depending on what your state is, again, there could be an issue there.

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