Debt Free But Still Live Paycheck-To-Paycheck

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 28 February 2025

⏱️ 3 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.6	So my husband and I have worked really hard to be debt-free and to get our daughter through
0:11.7	college debt-free. And we've achieved that. And we moved to Florida to kind of slow down,
0:18.7	enjoy our time a little bit more. We took lower paying jobs, and we are finding that we only make just enough to cover the
0:28.5	bills now that we're down here.
0:31.3	And I'm wondering if we should, I know your answer, but I'm wondering who he should take some
0:38.9	equity out of our house and invest it somewhere else.
0:42.7	Okay.
0:43.4	Questioning whether he should take early so security.
0:45.4	How much are you guys making a year?
0:49.4	About 60,000.
0:50.5	60,000.
0:51.4	Okay.
0:51.8	And how much does it take to run your household every month? About 5,000 a month.
0:57.0	About 5,000. Oh, yeah. I mean, yeah. And how much is your mortgage? Yeah, we're there.
1:01.0	How much is your mortgage? I don't have a mortgage. We're debt-free. Oh, oh, that, oh, okay. And how old are you guys?
1:09.9	I'm 55 and my husband's 61.
1:12.4	How much you guys have in retirement?
1:15.5	2.25.
1:17.7	Can I be the bear of bad news?
1:20.6	I know what you're going to say.
1:22.7	Like y'all wanted to slow down and you aren't, it this is just this isn't a character issue this isn't a
	...

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