Hi, just leave on work now. Sorry, it's a bit loud.

Um, basically, so I was thinking we could get Macies tonight. Had a big Mac on my mind all day, and delivery fee on the app is now from 99P. So you win? Of course you are. Love you. Bye! Exclusively on the McDonald's app. 18 plus, service fee and small order fee may apply. Participating restaurants. Serving times and teas and seas apply. The views expressed on this podcast are those of the participants, not of Roiders' News.

The reason why HSBC needs this to go smoothly is they don't really have like a medium term or long-term strategy at the moment.

Quinn did this big restructure which started in 2020 and it involved offloading of own businesses

and trying to focus on kind of fee-based stuff like wealth and insurance rather than traditional lending. And then you've got this massive kind of boost from interest rates going up.

And that's kind of made the results look really good.

But now, as you point out, Jonathan, we all know rates are going to go down rather than up.

Question about when, but the direction of travel is clear.

So people want to know what the plan is.

HSBC is offering the world a lesson in succession. Whether that's good or bad is the focus of this week's views room. Welcome back to the views room. I'm Amy Donnellan. And I'm Jonathan

Guilford. This week we are delving into HSBC, the banking titan that straddles both Asia and the

West. The lender is looking to replace CEO Noel Quinn, who is stepping down. We're joined by

Breaking Views experts in All Things Banking, Peter Dal Larson, the global head of Breaking Views,

and Liam Proud, who covers financials and banking in Europe to talk us through this fascinating story.

So stay tuned for the Views Room, the weekly podcast from Reuters Breaking Views,

where Amy and I talk to our fellow columnists about the big stories of the week.

And please read us or leave us a review on whatever podcast platform you find us.

We're coming to you from London and New York City. So Liam and Peter, you are very welcome back to the views room.

Thank you, Amy.

Thank you.

We're here today to talk about HSBC and Succession.

And I always think Succession is such an interesting way of looking

...