Welcome to the Jill on Money Podcast. It is Tuesday, June 15th, and we are delighted that

you are joining us. We hope that you have had a good beginning of your week. We intend

to make it better. How? By answering your questions. Now, remember, your financial questions

they can be a variety of questions. Not anything remotely financial, but you have to send us

those emails at askjilladjillonmoney.com or if you're on the JillOnMoney.com website, don't

forget we've got a contact button. Just hit it and we will help you out. Okay, ML says,

I'm expecting money from an inheritance and it should be enough to pay off my house. I

just turned 69. I still work and I draw social security. My financial guy wants the money

to invest, but I'm not sure what the best way to go is. Any more info, right Mark? That's

not enough info to go on. It may be fine. It depends how much of the inheritance, how much

money you have. There's too many factors here. Follow up with us. Yeah, exactly. How are you

going to invest it? Are they going to put in some big fat insurance policy? No. I don't want

you to do that, but we want more information. Okay. Casey loves the show. Casey writes,

thanks for all the guidance and the encouragement. In December, I'm going to be leaving my employer

for another job. Wow. In December already, you know that. I am now about 30 years from retirement.

I plan to roll my 403B into my IRA. I'm wondering whether to do a Roth conversion of the $25,000

of employer contributions. This might be a good year to do it as my wife will give birth to our

second child in August, to which Casey writes, yikes, or I mean, yay. So she's going to go on

family medical leave. And so our taxable income is going to go down by about 20 grand this year.

And we're going to be dropping down into the top of the 12% bracket. He says, as for me, I've got

a little catching up to do the rest of my 403B and IRA funds are Roth. My wife and I have eight

months of living expenses in an emergency fund from which I could pull to pay the tax for the conversion.

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