This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Rachel Cruz.

All right, let's go to Julie in St. Paul, Minnesota.

Hi, Julie, welcome to the Ramsey show.

Hi, thanks for taking my call.

Sure. I've had recently, my husband and I have had some changes with work, and what I'm trying to figure out is how to make monthly contributions that we both make to a joint household account,

equitable and fair.

He's recently accepted a new job making considerably more money, and I'm straight commission.

So my money is always variable.

It'd be different if, you know, we had, he made $100,000 and made $50, then it's pretty easy how to figure out.

But how do you figure something out when somebody's variable commission every month?

How long have you guys been married?

We've been married about three years.

We've been together about eight and sharing finances for about six.

Okay.

Well, my answer is really simple, Julie.

It's all of yours together.

So once it hits a bank account that you guys share, regardless of who brings in the money, it is your money.

You guys together as a couple, it is both of your money, both of your monies, all of your monies together.

So you're acting like you're still're acting you're still roommates you're not

roommates your husband and wife and so there's a there's a power julie said and now you are one he

did not pronounce you a joint venture there is there is power and power in combining finances

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