This is a Voyescape podcast. You can find all of our travel podcasts from around the world at

voyescape.com. Welcome to coffee break, where we focus on a single topic related to miles and

points. And each coffee break is limited to 20 minutes or less for your money back.

On today's coffee break, we're going to talk about how we use our American Express gold card coupon credits.

American Express loves to offer perks that give you rebates for very specific things.

And so we jokingly refer to these as coupons.

And not that long ago, the gold card, the annual fee went up a bit,

but they added more coupons to offset that annual fee.

And I was kind of mad at the time because it was like,

I don't want more coupons to deal with, but here I am, I don't know, six months a year later,

I don't know how long it's been, I still have the gold card, haven't canceled it,

and so I thought it would be cool to talk about how I and Nick use our gold card coupons.

And maybe in the discussion we'll figure out was it actually worth it.

Sounds good.

Well, let's start out by just kind of laying, taking the lay of the land here, laying out the key details.

So the gold card has a $325 annual fee.

That puts it high mid-tier in terms of annual

fees. Category bonuses on this card are three X on flights booked with airlines or booked

with AMX travel, 4X at U.S. supermarkets on up to $25,000 in purchases per year, then

1X and 4X dining restaurants worldwide, up to $50,000 per year now on the

restaurant category bonus, then 1X. All right. So those are the category bonuses. So let's talk about

how we use them. Do you use the MX gold card at restaurants or for flights or for your groceries?

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