How We Became Millionaires and Built a Lasting Legacy

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.8 • 3.6K Ratings

🗓️ 14 May 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

💵 Sign up for EveryDollar today - Create a free Budget!⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: ⁠(⁠⁠SmartVestor Investing Professionals⁠ ) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠Ramsey's Complete Guide to Investing⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠Retire Inspired with the R:IQ Retirement Assessment⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠Investment Calculator⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠Ramsey Investing Tools and Resources⁠) Listen to more from Ramsey Network ⁠🎙️⁠⁠ The Ramsey Show⁠ 🧠⁠ The Dr. John Delony Show⁠ ⁠🍸⁠⁠ Smart Money Happy Hour⁠ ⁠💡⁠⁠ The Rachel Cruze Show⁠ ⁠💰 ⁠⁠George Kamel⁠ ⁠🪑 ⁠⁠Front Row Seat with Ken Coleman⁠ ⁠📈⁠⁠ EntreLeadership⁠ ⁠💸⁠⁠ The Ramsey Show Highlights⁠ ⁠Learn more about your ad choices.⁠ ⁠Ramsey Solutions Privacy Policy⁠

Transcript

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0:00.0	This episode is brought to you by SmartVester.
0:08.0	Connect with an investing pro near you at Ramsey Solutions.com slash SmartVester.
0:13.8	James is in Baltimore, Maryland.
0:16.2	Hey, James, how are you?
0:17.2	I'm doing great, Dave.
0:18.2	How are you guys?
0:19.0	Doing better than I deserve.
0:21.0	I understand you're a baby steps millionaire, sir.
0:24.0	I am a baby steps millionaire.
0:25.8	Congratulations.
0:26.5	And I'm honored and blessed to be talking to both of you guys.
0:28.6	Thank you very much, sir.
0:29.5	You too.
0:30.3	Congratulations.
0:31.1	How much is your net worth, James?
0:32.9	My net worth is $1.6 million.
0:35.8	1.65.
0:37.4	All right.
0:38.0	And give me a little breakdown on the mix of that.
0:40.1	What's it in real estate and retirement?
0:42.0	What else?
0:42.5	What's how it break out?
	...

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