How To Waste Your Life (or hopefully, not) SB1710
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 18 July 2025
⏱️ 66 minutes
🧾️ Download transcript
Summary
Ever feel like you're working hard but getting nowhere? You're not alone—and you might be stuck in a productivity trap, not a purpose-driven plan. In this episode of The Stacking Benjamins Show, we tackle the big one: how to avoid wasting your life. (No pressure.)
Joe Saul-Sehy kicks things off with a tongue-in-cheek nod to all the ways we fritter away time—before pivoting into a power-packed conversation on building meaningful goals and avoiding common life derailers.
He’s joined by two all-star minds in money and behavior:
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Paula Pant from Afford Anything, who reminds us that "you can afford anything—but not everything," and
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Jordan Grumet from Earn & Invest, who offers the life-and-death perspective (literally—he’s a hospice doctor) on why we need to act now, not later.
Together with OG and Doug, the roundtable unpacks six common ways people unknowingly waste their lives, including:
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Being "busy" instead of effective
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Letting fear of failure hijack your plans
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Overthinking every move
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Paralysis from too many choices
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Constant hustle with no progress
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Indecision dressed up as careful planning
You’ll hear hard-earned lessons, subtle mindset shifts, and tips for creating financial and personal momentum. Plus:
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The surprising link between indecision and regret, backed by Dr. Ellen Langer’s research
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Smart strategies for eliminating distractions and taking better action
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The difference between motion and movement—especially when it comes to your goals and your money
And, of course, we sprinkle in some classic basement banter, a rowdy trivia throwdown, and Joe’s favorite kind of weekend preview (the kind where no one actually follows their own advice).
Why this episode is worth your time:
Whether you’re staring down your 2025 goals or still recovering from a rough Q1, this is your shot of clarity. No judgment—just real talk from people who’ve been there, made the spreadsheet, and occasionally lit it on fire.
🎯 You’ll walk away with:
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A clearer idea of what’s holding you back
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Practical ways to structure smarter financial goals
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Permission to stop doing all the things and start doing the right things
FULL SHOW NOTES: https://www.stackingbenjamins.com/how-to-waste-your-time-on-stupid-stuff-1710/
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | I look out my window and I see my neighbor. Doug. Poor, lazy, deplorable Doug. Live from the basement of the YouTube headquarters, it's the Stacking Benjamin's show. |
| 0:29.7 | I'm Joe's Mom's Neighbor, Doug, and all week long, we've been helping you set goals and take action. |
| 0:34.4 | Today, we'll examine one blogger's take on how to waste your life on stupid |
| 0:38.6 | Oh, this is my kind of episode. It's about time we covered this hack. Wait, wait, what? |
| 0:45.0 | Oh, he was being sarcastic. Oh, that's a bummer. It appears this is a great episode if you don't |
| 0:51.4 | want to waste time. We should have just said so up front. |
| 0:54.9 | But that's not all. |
| 0:56.3 | O.G.'s pulling away in our big year-long trivia competition. |
| 1:00.3 | Can the other participants rally? |
| 1:02.6 | Let's hope that rally starts today. |
| 1:05.0 | And now, here comes a guy who spends less time keeping up with the Joneses and more time |
| 1:09.9 | investing in the Stackers. |
| 1:11.5 | It's Joe Saul Cihai. |
| 1:16.3 | Hey there, Stackers, and happy Friday to you. |
| 1:19.0 | And yes, we are investing in you all week this week as we help you here in the second half of 2025. |
| 1:26.4 | Get moving, man. Get moving. On Monday, we began the week |
| 1:30.7 | by going through all the amazing mentors we had on this show that helped you and hopefully |
| 1:36.2 | gave you some hints to start working on some of the cool hacks that they provided. And then on |
| 1:40.8 | Wednesday, Gary McDermid talked about how to set a goal that you're going to achieve. |
| 1:46.5 | I mean, the Navy uses it where he worked, the multi-national corporations use it. |
| 1:51.7 | And yet, we talk about goal setting. |
| 1:53.8 | People go, I don't know if I'm going to really set some goals. |
... |
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