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The Stacking Benjamins Show

How To Waste Your Life (or hopefully, not) SB1710

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.42K Ratings

🗓️ 18 July 2025

⏱️ 66 minutes

🧾️ Download transcript

Summary

Ever feel like you're working hard but getting nowhere? You're not alone—and you might be stuck in a productivity trap, not a purpose-driven plan. In this episode of The Stacking Benjamins Show, we tackle the big one: how to avoid wasting your life. (No pressure.)

Joe Saul-Sehy kicks things off with a tongue-in-cheek nod to all the ways we fritter away time—before pivoting into a power-packed conversation on building meaningful goals and avoiding common life derailers.

He’s joined by two all-star minds in money and behavior:

  • Paula Pant from Afford Anything, who reminds us that "you can afford anything—but not everything," and

  • Jordan Grumet from Earn & Invest, who offers the life-and-death perspective (literally—he’s a hospice doctor) on why we need to act now, not later.

Together with OG and Doug, the roundtable unpacks six common ways people unknowingly waste their lives, including:

  • Being "busy" instead of effective

  • Letting fear of failure hijack your plans

  • Overthinking every move

  • Paralysis from too many choices

  • Constant hustle with no progress

  • Indecision dressed up as careful planning

You’ll hear hard-earned lessons, subtle mindset shifts, and tips for creating financial and personal momentum. Plus:

  • The surprising link between indecision and regret, backed by Dr. Ellen Langer’s research

  • Smart strategies for eliminating distractions and taking better action

  • The difference between motion and movement—especially when it comes to your goals and your money

And, of course, we sprinkle in some classic basement banter, a rowdy trivia throwdown, and Joe’s favorite kind of weekend preview (the kind where no one actually follows their own advice).

Why this episode is worth your time:
Whether you’re staring down your 2025 goals or still recovering from a rough Q1, this is your shot of clarity. No judgment—just real talk from people who’ve been there, made the spreadsheet, and occasionally lit it on fire.

🎯 You’ll walk away with:

  • A clearer idea of what’s holding you back

  • Practical ways to structure smarter financial goals

  • Permission to stop doing all the things and start doing the right things


    FULL SHOW NOTES: https://www.stackingbenjamins.com/how-to-waste-your-time-on-stupid-stuff-1710/

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Transcript

Click on a timestamp to play from that location

0:00.0

I look out my window and I see my neighbor. Doug. Poor, lazy, deplorable Doug. Live from the basement of the YouTube headquarters, it's the Stacking Benjamin's show.

0:29.7

I'm Joe's Mom's Neighbor, Doug, and all week long, we've been helping you set goals and take action.

0:34.4

Today, we'll examine one blogger's take on how to waste your life on stupid

0:38.6

Oh, this is my kind of episode. It's about time we covered this hack. Wait, wait, what?

0:45.0

Oh, he was being sarcastic. Oh, that's a bummer. It appears this is a great episode if you don't

0:51.4

want to waste time. We should have just said so up front.

0:54.9

But that's not all.

0:56.3

O.G.'s pulling away in our big year-long trivia competition.

1:00.3

Can the other participants rally?

1:02.6

Let's hope that rally starts today.

1:05.0

And now, here comes a guy who spends less time keeping up with the Joneses and more time

1:09.9

investing in the Stackers.

1:11.5

It's Joe Saul Cihai.

1:16.3

Hey there, Stackers, and happy Friday to you.

1:19.0

And yes, we are investing in you all week this week as we help you here in the second half of 2025.

1:26.4

Get moving, man. Get moving. On Monday, we began the week

1:30.7

by going through all the amazing mentors we had on this show that helped you and hopefully

1:36.2

gave you some hints to start working on some of the cool hacks that they provided. And then on

1:40.8

Wednesday, Gary McDermid talked about how to set a goal that you're going to achieve.

1:46.5

I mean, the Navy uses it where he worked, the multi-national corporations use it.

1:51.7

And yet, we talk about goal setting.

1:53.8

People go, I don't know if I'm going to really set some goals.

...

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