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The Personal Finance Podcast

How to Structure Your Retirement Accounts

The Personal Finance Podcast

Andrew Giancola

Business, Investing, Entrepreneurship

4.7 • 1.4K Ratings

🗓️ 6 September 2023

⏱️ 42 minutes

🧾️ Download transcript

Summary

In this episode of the Personal Finance Podcast, we're going to talk about how to structure your accounts in retirement. How Andrew Can Help You:  Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe. Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals. Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you’ll be able to save 20% off your DeleteMe subscription! Protect yourself online! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp .  Links Mentioned in This Episode:  The Stairway to Wealth (Where to Put Your Money In Order!) The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!) How W-2 Earners Can Save More Money On Taxes with Rachael Camp, CFP How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco, and More! With Katie Gatti (From Money With Katie!) 6 Ways to Access Your Retirement Funds Early with Jeremy Schneider (From Personal Finance Club!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

I've got good news and I've got bad news. First the bad news.

0:03.6

Mint is shutting down and transferring users to credit karma, a service with far fewer benefits.

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0:15.6

I love using monarch for my own personal finance dashboard.

0:19.1

It gives you a comprehensive view of all of your accounts, investments, transactions, cash flow, net worth, and so much more.

0:28.0

Plus, you can create custom budgets, track your

0:34.4

partner, partner. And after trying Monarch for myself,

0:37.0

I understand why it's a top-rated personal finance app.

0:40.3

And right now, listeners of this show will get an extended 30 day free trial when you go to

0:45.4

monarch money.com slash p f p p that's m o n a r c h m o n a r c h m o n EY dot com slash PFP for your extended 30 day free trial.

0:58.0

Go to Monarch Money.com slash PFP.

1:02.0

A little extra money helps everyone live their best lives and Chimes online

1:07.5

checking account is here to help you live yours. With Chimes online

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checking account you can enjoy lots of perks like fee-free overdrafts up to $200.

1:16.2

You can even get paid up to two days early with direct deposit.

1:20.5

No more pesky overdraft fees and no impact on your credit score to apply.

1:24.0

And you can pay friends through Chime, no matter what bank account they use,

1:28.0

and cash out your money fee-free.

1:30.0

Signing up for Chime takes just minutes.

1:33.0

So join the millions of Chaim members and sign up today.

1:36.6

Get started at chime.com slash PFP.

1:40.3

That's Chaim.com. P. F.P.

...

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