How to Stop Overpaying the IRS

Money Rehab with Nicole Lapin

Money News Network

Education, Business, Self-improvement

4.4 • 1.4K Ratings

🗓️ 9 January 2026

⏱️ 11 minutes

🔗️ Recording | iTunes | RSS

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Summary

Today, Nicole rips the veil off one of the most costly mistakes you're probably making with your money—and no, it's not skipping some secret tax loophole. It's way more basic than that: leveraging how tax brackets work. And avoiding tax talk? It’s bleeding your paycheck dry. Nicole breaks down how the system really messes with you if you’re not paying attention, and how a few strategic (and totally legal) moves can stop the IRS from taking more than its fair share. Bottom line: this episode could be the difference between donating thousands to the government... or keeping it in your wallet.

Transcript

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0:00.0	Your financial journey shouldn't be a solo mission. Am I right? I am. You need a banking partner who's
0:05.2	genuinely invested in your success story. U.S. Bank gets it. They don't just show up for your account
0:11.4	opening and then ghost you. If you're saving for that engagement ring, they're cheering you on.
0:16.1	If you're buying your first home, they're right there with you. If you're planning for retirement,
0:21.4	they're still your biggest supporter. It's about having a financial teammate who believes in your potential
0:25.7	and backs it up with real tools and real people who actually care. See what genuine partnership
0:31.8	looks like at usbank.com because together we're unstoppable. That's the power of us. Equal housing lender. Member FDIC.
0:40.8	Trademark 2025 U.S. Bank. I recently went on a quick beach trip with my husband for a little
0:45.8	couple's time, and it was perfect. We sat in the sun, swam in the ocean, and generally just
0:51.6	tried to get to that place of deep relaxation where your shoulders
0:54.6	actually drop a few inches. Do you know what else can give you that feeling? Co-hosting with Airbnb.
1:00.8	Trust me on this one. Hosting your home on Airbnb while you're away from home is a great way to
1:05.9	make some extra cash and make sure your home is working as hard as you do. But knowing where to start can feel
1:11.9	overwhelming. That's where co-hosts come in. These are local experts who can help make hosting
1:17.2	even easier by taking care of all the little details back home while you're off enjoying yourself.
1:23.8	Co-hosts can handle everything from staging your space to communicating with guests to offering on-site
1:29.2	support so nothing interferes with your time away from home. Whether you're living the digital
1:33.9	nomad life or just taking a well-deserved reset, I love this for you. Looking to get started,
1:39.8	find a co-host at Airbnb.com slash host. I once interviewed the CEO of a credit bureau and he confessed that
1:48.0	his assistant has a better credit score than he does. Why? Because she's more organized. Yep,
1:53.2	even the head of the credit bureau can use a little help in the credit score department. If you can
1:57.9	too, then listen up because Chime has a card that can help you do just that. Chime turns
	...

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