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The Ramsey Show Highlights

How To Stop Living Paycheck-to-Paycheck

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 21 April 2024

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:06.0

All right, so here's the story. A year and a half ago, I get divorced and I remarried,

0:13.0

and my husband now and I are trying to get situated and basically rebuild our lives

0:19.0

and get our finances all in order. And right now,

0:22.6

we can put it down on paper and, like, create a budget and stick to it, but it still seems

0:28.1

somehow that we're overdrafting our accounts at least twice a month. You wrote out a budget that

0:33.9

causes you to overdraft? If you're sticking to, if you're sticking to your plan,

0:38.5

your plan was to overdraft? It wasn't my plan to overdraft, but I think you're not sticking to your

0:43.5

plan. I think we might have our budget off. I think you're not sticking to your plan. Yeah, who's not

0:49.4

sticking to their plan? Unless you wrote out a plan that says i want to overdraft intentionally you are obviously not

0:58.6

executing the plan is that fair yeah yes okay so you're not sticking to the plan why not things

1:08.6

like pop up that we weren't aware of and things like that and I think that's where

1:12.7

we're getting what pizza no honestly we go out to eat once a week okay like what what popped up

1:20.3

um well I had to get a lawyer to um end up getting custody of my children from my ex.

1:30.2

When did that pop up?

1:33.1

That just popped up recently within the past couple of months.

1:37.8

Okay.

1:38.1

And how much was that?

1:39.9

$3,000.

1:40.8

Okay.

1:41.9

What else has popped up?

1:45.8

I don't think we're paying attention to exactly like all the subscriptions that we have and things like that.

...

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