For most of my life, I've been CEO of my life. I've been the person in charge of my cash flow,

my financial goals, my everything. It was just me and my spreadsheet. But then I got married

and had joint accounts with my husband, and we needed a system that would let us both have

insight into our joint financial life. And that's solution, Monarch Money. Monarch isn't just another financial app.

It's a tool that real professionals and experts actually love.

It's been named the best budgeting app of 2025 by the Wall Street Journal and Forbes's best app for couples.

You and your partner have a personal dashboard with budgets, goals, and spending all in one place.

They don't need to ask you if the power bill has been paid.

They can just look it up.

When you can both track the budget and the accounts, you can save money.

But more than that, you can save yourself from being the brains of the operation all the time.

Don't let financial opportunities slip through the cracks. Use code

help wanted at monarchmoney.com in your browser for half off your first year. That's 50%

off your first year at monarchmoney.com with code help wanted. Have you ever made a vision board?

Have you ever made one for your money? Chime lets you make a vision board for your

savings goals, which makes it easy. Having a visual nudge when you're making plans is so

motivating. I was saving up to move one time and I kept a picture of my dream place on my

lock screen so that every single time I picked up my phone and we know how much we do that,

I saw the picture. And that motivated me. It still took hard

work and planning, but that visual representation really helped me stay on target. Chai makes it

even easier. In your savings account, you can create a goal, give it a name, and a fun little

emoji. Then as you add money, you can watch the little circle fill up as you get closer and

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