How to Stop Buying a Life That Isn't Yours | Hanna Horvath, CFP®
Your Money Guide on the Side
Tyler Gardner
4.9 • 2.4K Ratings
🗓️ 9 March 2026
⏱️ 44 minutes
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| 0:00.0 | You need to understand your values in order to use money to live the life you want to live. |
| 0:04.0 | And a lot of people haven't done this. So if you have not thought through how you want to live your life, how money can help you with that, |
| 0:11.0 | what will inevitably happen is somebody else will make that decision for you. |
| 0:16.0 | Hello, friends. This is Tyler Gardner, welcoming you to another episode of your money guide |
| 0:22.2 | on the side, where it is my job to simplify what seems complex, add nuance to what seems simple, |
| 0:28.3 | and learn from, and alongside some of the brightest minds in money, finance, and investing. |
| 0:34.0 | So let's get started and get you one step closer to where you need to be. |
| 0:38.3 | Today's guest is Hannah Horvath, a certified financial planner who helps people understand why they make the money decisions they make. |
| 0:48.3 | I was first drawn to Hannah because she clearly has the expertise, she's a CFP, but she also left |
| 0:56.0 | traditional financial planning because she didn't think money or personal finance was as |
| 1:01.3 | simple as telling someone they had a 94% chance of being fine in retirement. |
| 1:07.3 | After years of watching smart people struggle with simple financial advice, she developed a |
| 1:13.1 | three forces framework, revealing how internal psychology, social comparison, and exploitative |
| 1:20.3 | systems shape every dollar you spend. |
| 1:24.1 | Through her newsletter, Your Brain on Money, Hannah teaches readers that their money problems |
| 1:29.0 | aren't personal failures, but predictable responses to forces most people never even see. |
| 1:35.7 | So she combines financial expertise with behavioral psychology to create strategies that |
| 1:41.3 | actually work with your brain, not against it. |
| 1:44.7 | In this episode, we'll address why enough may not be as easy to define as we think, why |
| 1:50.8 | making our lives easier and easier through money may actually be contributing to a new |
| 1:56.1 | sense of isolation, and we'll even get into a practical step-by-step system to figure out what the next |
| 2:02.3 | phase of your money playbook actually should look like. This is a conversation about the forces |
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