So let's start off with Matthew's question.

He says, I'm considering an HSA, which I know you guys love HSAs, you can speak to the

advantages of that.

But he says, exactly.

But I'm worried about keeping receipts for the next 25 to 30 years.

What are your thoughts on that?

Yeah.

My opinion, it sounds a lot more daunting than it is.

I'm just going to tell you my system, right?

Yeah.

So one of the things that we have is I have a paperless management system.

You know, I scan stuff in and keep it electronically.

Now, I'm old school, got a scanner, sits on my desk, so I get a receipt or a bill or whatever

I scan it.

But a lot of the stuff I pay online, so all I do is when I pay it, I then save the invoice,

the receipt that I paid it, I put the date on there and who it was I paid, and then I just

drop into file.

And I just have a healthcare folder file that I keep in my computer.

It's not saved locally, it's saved out in the cloud for each year.

So here's my 2020 expenses, 2021 expenses, 2022 expenses, 2023 expenses.

But then to make my life a little bit easier, where I take it just one step farther is I

keep a master spreadsheet and each tab has a year, and I just very quickly put the date

...