Hello everyone.

It's me Chelsea Fagan, founder and CEO of the Financial Diet

and person who loves to talk about money.

And today we are talking about a very specific part of money, which

is earning more of it.

Now, we talk a lot on the channel about how when it comes

to things like saving, investing, budgeting, et cetera,

there's really no magic formula, right?

It's either you spend less or you bring in more.

And when it comes to spending less,

that is something that is very important for all of us to do.

We should always be thinking about the types of purchases we're making that

aren't serving us, things that we could probably renegotiate or get for

cheaper, or things that just should probably renegotiate or get for cheaper,

or things that just should be cut out of our budget entirely.

We need to be a lot more thoughtful no matter where we are about the ways in which we're spending our money.

But it's also very important that we realize that at a certain point, there's only so much you can cut out.

And even if you could technically cut out more from your spending, at a

certain point, you really probably don't want to and or shouldn't have to. Much personal finance

content is focused around the sort of hyper-restrictive angle. But for many people, especially

people who are doing things like working to pay off debt or saving to invest more aggressively,

are going to need at some point to bring in more.

...